Stop Financial Drift & Take Control of Your Money

A simple 3-part system that tells you what to do, what to track, and how to pay off debt — without apps or subscriptions.

✅ One-time purchase
✅ Instant digital download
✅ Beginner-friendly
✅ Mobile-friendly checklist

What You Get (Instant Download)

✅ 1) Monthly Money Operating Checklist (Mobile PDF)

A simple checklist you can follow on your phone to reset your finances every month.

Includes:

• Monthly reset steps

• Weekly money check-ins

• Bill review routine

• Savings + debt action steps

✅ 2) Personal Finance Tracker (Excel Spreadsheet)

Your money “control panel” to track spending, income, and categories.

Track:

• Monthly budget

• Income + expenses

• Category totals

• Budget vs actual

✅ 3) Debt Snowball Tracker (Excel Spreadsheet)

A step-by-step debt payoff plan that helps you eliminate debt faster.

Includes:

• Debt list organizer

• Snowball order

• Progress tracking

• Payoff visibility

How It Works

1. Follow the checklist each month

2. Track your numbers in the spreadsheet

3. Use the snowball tool to pay off debt with a plan

Result: clarity, control, and real momentum.

Perfect For You If…

• Your money disappears every month

• You’re tired of budgeting apps & subscriptions

• You want a system you’ll actually stick to

• You want a clear debt payoff plan

Why This Beats Budgeting Apps

Budget apps track spending — but most people still feel stuck.

This system is different:
✅ No syncing accounts
✅ No monthly fees
✅ No complicated setup
✅ Clear action steps (not just charts)
✅ You own it forever

30-Day Money-Back Guarantee

If you don’t feel more clear and in control after using this system, email us within 30 days and we’ll refund your purchase.

FAQs

Is this mobile-friendly?
Yes — the checklist is designed to be used on your phone.

Do I need Excel?
Yes — the tracker and debt snowball spreadsheets are Excel files.

Is this a subscription?
No — one-time purchase.

How do I receive the files?
Instant download after checkout + email delivery.